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How to Get a Loan

Once you select CorTrust to obtain your home loan, you'll be amazed at how quickly and simply the mortgage loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

CorTrust encourages new home buyers to read our Home Purchase Basics for additional information on buying a home.

Throughout the home loan-application process, CorTrust will provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.

Below is an overview of the loan-application process:

STEP ONE -- Apply Now!

Getting started is easy.

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, complete the Online Application. If you have any questions about what home loan is the right for you, you can send us an email at cmi@cortrustbank.com or call us toll free at (800) 529-0192.

At the appropriate time CorTrust Mortgage will order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly

We will coordinate with the escrow team and you'll sign the final papers at their office.

Simple, Straightforward, Cost Effective, and FAST!

If you have questions about the home buying process, you can send us an email at cmi@cortrustbank.com or call us toll free at (800) 529-0192.


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Cortrust Mortgage NMLS#458038
2101 S Minnesota Ave, Sioux Falls, SD  57105
Toll Free:  (800) 529-0192
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